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Daily Devotions

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Savings Plan

Posted: Thursday, August 18

Pastor Shawn Follis // Youth Pastor

Pastor Shawn Follis // Youth Pastor

One Year Bible Reading Guide:

Esther 1:1-3:15
1 Corinthians 11:17-34
Psalm 35:17-28
Proverbs 21:19-20 


Verse of the day:

The wise have wealth and luxury, but fools spend whatever they get. (Proverbs 21:20)

All of us have had times when we live paycheck to paycheck; barely having enough money coming in to cover the expenses going out. If you have ever had a season of this type of living, then you know the stress and weight that it brings into your life. It is a hard way to live.



Today’s verse sheds some light on how we should view our personal finances. There are seasons that all of us go through where money is tight. However, this should only be a season. It is no place to live. It is foolish to spend whatever you get. You need to always be a saver.



“The wise have wealth and luxury.” That statement can seem so far off from someone living hand to mouth. We read that verse and think of big houses, fast cars and exotic vacations. However, the key word is not wealth or luxury, it is wise. A wise person, one that manages what they have and lives within the confines of a budget, will live with the luxury of not having the worry and stress that a foolish person has. When you live by a plan, you reduces stress and worry and that is true luxury. Wealth for most of the world is having something left over at the end of the month. Maybe we need to change the way we think.



If your view of wealth and luxury seems out of reach then you need to change your point of view. Start to try and save $10 a paycheck, $25 a month or any other small amount. Set up a budget to control income and outflow. Little by little you will be able to put back some money. As you do, you will begin to live in the luxury that exists when worry does not have a grip on your whole life. It may not mean a glamorous life. It may mean eating more home cooked meals, watching more of the tv that you are paying to not watch, or even staying in and inventing games to actually play with your family. Luxury is not always excess, sometimes it is just enough.



Start saving today.